{"id":5945,"date":"2026-05-11T07:52:21","date_gmt":"2026-05-11T05:52:21","guid":{"rendered":"https:\/\/mccaa.org.mt\/direttivi-li-gejjin\/"},"modified":"2026-08-13T13:34:49","modified_gmt":"2026-08-13T11:34:49","slug":"direttivi-li-gejjin","status":"publish","type":"page","link":"https:\/\/mccaa.org.mt\/mt\/direttivi-li-gejjin\/","title":{"rendered":"Direttivi li \u0121ejjin"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5945\" class=\"elementor elementor-5945 elementor-1218\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32b304e e-flex e-con-boxed tm-col-stretched-none tm-bg-color-over-image e-con e-parent\" data-id=\"32b304e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb70771 elementor-absolute elementor-widget elementor-widget-image\" data-id=\"eb70771\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"358\" height=\"286\" src=\"https:\/\/mccaa.org.mt\/wp-content\/uploads\/2026\/05\/hero-banner-2.png\" class=\"attachment-large size-large wp-image-2416\" alt=\"\" srcset=\"https:\/\/mccaa.org.mt\/wp-content\/uploads\/2026\/05\/hero-banner-2.png 358w, https:\/\/mccaa.org.mt\/wp-content\/uploads\/2026\/05\/hero-banner-2-300x240.png 300w\" sizes=\"(max-width: 358px) 100vw, 358px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a65c2d elementor-widget elementor-widget-heading\" data-id=\"2a65c2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Direttivi li \u0121ejjin<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e65c1f elementor-icon-list--layout-inline elementor-mobile-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5e65c1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mccaa.org.mt\/mt\/direttivi-li-gejjin\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"6\" height=\"9\" viewBox=\"0 0 6 9\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.147008 0.146894C0.193454 0.10033 0.24863 0.0633873 0.309375 0.0381809C0.37012 0.0129744 0.435241 5.69147e-08 0.501008 5.61304e-08C0.566775 5.53461e-08 0.631896 0.0129744 0.692641 0.0381809C0.753386 0.0633873 0.808562 0.10033 0.855008 0.146894L5.20801 4.50089L0.855008 8.85489C0.761121 8.94878 0.633784 9.00152 0.501008 9.00152C0.368232 9.00152 0.240895 8.94878 0.147008 8.85489C0.0531212 8.76101 0.000376804 8.63367 0.000376803 8.50089C0.000376801 8.36812 0.0531212 8.24078 0.147008 8.14689L3.79401 4.50089L0.147008 0.854894C0.100445 0.808448 0.0635023 0.753272 0.0382958 0.692527C0.0130892 0.631782 0.000114448 0.566661 0.000114447 0.500894C0.000114446 0.435126 0.0130892 0.370005 0.0382957 0.30926C0.0635023 0.248515 0.100445 0.193339 0.147008 0.146894Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Servizzi g\u0127an-Negozji <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/mccaa.org.mt\/mt\/direttivi-li-gejjin\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"6\" height=\"9\" viewBox=\"0 0 6 9\" fill=\"none\"><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.147008 0.146894C0.193454 0.10033 0.24863 0.0633873 0.309375 0.0381809C0.37012 0.0129744 0.435241 5.69147e-08 0.501008 5.61304e-08C0.566775 5.53461e-08 0.631896 0.0129744 0.692641 0.0381809C0.753386 0.0633873 0.808562 0.10033 0.855008 0.146894L5.20801 4.50089L0.855008 8.85489C0.761121 8.94878 0.633784 9.00152 0.501008 9.00152C0.368232 9.00152 0.240895 8.94878 0.147008 8.85489C0.0531212 8.76101 0.000376804 8.63367 0.000376803 8.50089C0.000376801 8.36812 0.0531212 8.24078 0.147008 8.14689L3.79401 4.50089L0.147008 0.854894C0.100445 0.808448 0.0635023 0.753272 0.0382958 0.692527C0.0130892 0.631782 0.000114448 0.566661 0.000114447 0.500894C0.000114446 0.435126 0.0130892 0.370005 0.0382957 0.30926C0.0635023 0.248515 0.100445 0.193339 0.147008 0.146894Z\" fill=\"white\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Direttivi li \u0121ejjin<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df2b0a1 e-flex e-con-boxed tm-col-stretched-none tm-bg-color-over-image e-con e-parent\" data-id=\"df2b0a1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12d6f33 elementor-widget elementor-widget-mccaa_section_tabs\" data-id=\"12d6f33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"mccaa_section_tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <section class=\"mccaa-section-tabs\" data-widget-uid=\"stw_12d6f33\">\n\n                <div class=\"st-left-cont\">\n\n                    \n                    <div class=\"st-render-content\">\n                                                    <h1>Direttivi li \u0121ejjin<\/h1>\n                            \n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=OJ:L_202302673\"><strong>Id-Direttiva rigward it-tqeg\u0127id fis-suq mill-bog\u0127od ta\u2019 servizzi finanjarji g\u0127all-konsumatur 2023\/2673<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Din id\u2011Direttiva testendi \u010berti dispo\u017cizzjonijiet tad\u2011Direttiva 2011\/83\/UE dwar id\u2011drittijiet tal\u2011konsumaturi, inklu\u017ci dawk applikabbli g\u0127all\u2011kuntratti konklu\u017ci mill\u2011bog\u0127od, fosthom kuntratti ta\u2019 servizzi finanzjarji. Skont ir\u2011regoli l\u2011\u0121odda, in\u2011negozjanti kollha li joperaw online, u mhux biss il\u2011fornituri ta\u2019 servizzi finanzjarji online, g\u0127andhom jipprovdu funzjoni ta\u2019 rtirar mill\u2011kuntratt online li tkun \u010bara, fa\u010bli g\u0127all\u2011u\u017cu u a\u010b\u010bessibbli. Din il\u2011funzjoni g\u0127andha tippermetti lill\u2011konsumaturi jissottomettu dikjarazzjoni ta\u2019 rtirar mill\u2011kuntratt u jinnotifikaw lin\u2011negozjant bid\u2011de\u010bi\u017cjoni tag\u0127hom. Id\u2011dispo\u017cizzjonijiet g\u0127andhom japplikaw mid\u201119 ta\u2019 \u0120unju 2026.   <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=CELEX%3A32024L1799\"><strong>Direttiva (UE) 2024\/1799 dwar regoli komuni li jippromwovu t\u2011tiswija ta\u2019 o\u0121\u0121etti<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Id\u2011Direttiva dwar il\u2011promozzjoni tat\u2011tiswija tal\u2011o\u0121\u0121etti, adottata f\u2019\u0120unju 2024 u applikabbli minn Lulju 2026, g\u0127andha l\u2011g\u0127an li tinkora\u0121\u0121ixxi lill\u2011konsumaturi isewwu u jer\u0121g\u0127u ju\u017caw o\u0121\u0121etti minflok ma jissostitwuhom, b\u2019appo\u0121\u0121 g\u0127all\u2011objettivi ta\u2019 sostenibbilt\u00e0 tal\u2011Unjoni Ewropea skont il\u2011Patt A\u0127dar Ewropew.<br\/>Id\u2011Direttiva tobbliga lill\u2011manifatturi ta\u2019 \u010berti o\u0121\u0121etti joffru servizzi ta\u2019 tiswija, jipprovdu partijiet ta\u2019 sostituzzjoni bi prezzijiet ra\u0121onevoli, u jevitaw pratti\u010bi li jxekklu jew jimblokkaw it\u2011tiswija. Tintrodu\u010bi wkoll mi\u017curi biex tissa\u0127\u0127a\u0127 it\u2011trasparenza fir\u2011rigward tas\u2011servizzi ta\u2019 tiswija, tistabbilixxi pjattaforma Ewropea biex tg\u0127in lill\u2011konsumaturi jsibu fornitur ta\u2019 tiswija, testendi l\u2011garanzija legali wara tiswija, u tinkora\u0121\u0121ixxi lill\u2011Istati Membri jippromwovu t\u2011tiswija permezz ta\u2019 in\u010bentivi jew kampanji ta\u2019 sensibilizzazzjoni.  <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2024\/825\/oj\"><strong>Direttiva (UE) 2024\/825 dwar it\u2011tis\u0127i\u0127 tas\u2011setg\u0127at tal\u2011konsumaturi g\u0127at\u2011tran\u017cizzjoni ekolo\u0121ika<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Din id\u2011Direttiva g\u0127andha l\u2011g\u0127an li tg\u0127in lill\u2011konsumaturi jie\u0127du de\u010bi\u017cjonijiet aktar infurmati u sostenibbli, billi ji\u0121u \u017cgurati informazzjoni aktar \u010bara u affidabbli dwar id\u2011durabilit\u00e0, ir\u2011riparabbilt\u00e0 u d\u2011drittijiet marbuta mal\u2011garanzija legali tal\u2011prodotti.<br\/>Ir\u2011regoli jipprojbixxu pretensjonijiet ambjentali qarrieqa (greenwashing), tikketti ta\u2019 sostenibbilt\u00e0 mhux affidabbli, kif ukoll prattiki kummer\u010bjali in\u0121usti, fosthom il\u2011promozzjoni ta\u2019 obsolexxenza prematura. B\u2019mod \u0121enerali, id\u2011Direttiva ssa\u0127\u0127a\u0127 il\u2011livell ta\u2019 protezzjoni tal\u2011konsumatur u tappo\u0121\u0121ja t\u2011tran\u017cizzjoni ekolo\u0121ika, bl\u2011Istati Membri me\u0127tie\u0121a japplikaw dawn id\u2011dispo\u017cizzjonijiet minn Settembru 2026.  <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2023\/2225\/oj\/eng\"><strong>Direttiva (UE) 2023\/2225 dwar il\u2011kuntratti ta\u2019 kreditu<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Fl\u201120 ta\u2019 Novembru 2026, id\u2011Direttiva l\u2011\u0121dida dwar il\u2011kreditu lill\u2011konsumaturi se tissostitwixxi r\u2011regoli tal\u20112008 u ssa\u0127\u0127a\u0127 il\u2011protezzjoni tal\u2011konsumatur. Il\u2011qafas il\u2011\u0121did ji\u017cgura li l\u2011kredituri jipprovdu informazzjoni \u010bara u kompleta dwar l\u2011ispi\u017ca totali tal\u2011kreditu u jwettqu valutazzjoni xierqa tal\u2011kapa\u010bit\u00e0 ta\u2019 rimbor\u017c tal\u2011konsumatur qabel l\u2011g\u0127oti tal\u2011kreditu.<br\/>Id\u2011Direttiva testendi wkoll il\u2011kamp ta\u2019 applikazzjoni tag\u0127ha g\u0127al tipi addizzjonali ta\u2019 kreditu, inklu\u017ci self ta\u2019 ammonti \u017cg\u0127ar u arran\u0121amenti ta\u2019 \u201cixtri issa u \u0127allas aktar tard\u201d, bil\u2011g\u0127an li l\u2011konsumaturi jkunu jistg\u0127u jie\u0127du de\u010bi\u017cjonijiet ta\u2019 self infurmati u aktar sikuri.  <\/p>\n                                            <\/div>\n\n                <\/div>\n\n                <div class=\"st-right-cont\">\n\n                    <h3>Taqsimiet<\/h3>\n\n                    <div class=\"st-section-tab\">\n\n                        \n                            \n                                <div class=\"tab-button\">\n                                    <button\n                                        type=\"button\"\n                                        class=\"st-tab-btn active\"\n                                        data-post=\"5663\">\n                                        <span class=\"st-tab-btn-label\">Direttivi li \u0121ejjin<\/span>\n                                        <span class=\"st-tab-btn-arrow\">\n                                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"13\" height=\"19\" viewBox=\"0 0 13 19\" fill=\"none\">\n                                                <path d=\"M12.3311 9.50003L9.50115 6.67035L2.83178 -4.15226e-07L0.000212546 2.82975L6.67144 9.50003L0.000211963 16.1703L2.83178 19L9.50115 12.3299L12.3311 9.50003Z\" fill=\"#CB904D\" \/>\n                                            <\/svg>\n                                        <\/span>\n                                    <\/button>\n\n                                                                    <\/div>\n\n                                <template class=\"st-tab-template\" data-post=\"5663\">\n                                    <h1>Direttivi li \u0121ejjin<\/h1>\n                                    \n<p class=\"wp-block-paragraph\"><\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=OJ:L_202302673\"><strong>Id-Direttiva rigward it-tqeg\u0127id fis-suq mill-bog\u0127od ta\u2019 servizzi finanjarji g\u0127all-konsumatur 2023\/2673<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Din id\u2011Direttiva testendi \u010berti dispo\u017cizzjonijiet tad\u2011Direttiva 2011\/83\/UE dwar id\u2011drittijiet tal\u2011konsumaturi, inklu\u017ci dawk applikabbli g\u0127all\u2011kuntratti konklu\u017ci mill\u2011bog\u0127od, fosthom kuntratti ta\u2019 servizzi finanzjarji. Skont ir\u2011regoli l\u2011\u0121odda, in\u2011negozjanti kollha li joperaw online, u mhux biss il\u2011fornituri ta\u2019 servizzi finanzjarji online, g\u0127andhom jipprovdu funzjoni ta\u2019 rtirar mill\u2011kuntratt online li tkun \u010bara, fa\u010bli g\u0127all\u2011u\u017cu u a\u010b\u010bessibbli. Din il\u2011funzjoni g\u0127andha tippermetti lill\u2011konsumaturi jissottomettu dikjarazzjoni ta\u2019 rtirar mill\u2011kuntratt u jinnotifikaw lin\u2011negozjant bid\u2011de\u010bi\u017cjoni tag\u0127hom. Id\u2011dispo\u017cizzjonijiet g\u0127andhom japplikaw mid\u201119 ta\u2019 \u0120unju 2026.   <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/?uri=CELEX%3A32024L1799\"><strong>Direttiva (UE) 2024\/1799 dwar regoli komuni li jippromwovu t\u2011tiswija ta\u2019 o\u0121\u0121etti<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Id\u2011Direttiva dwar il\u2011promozzjoni tat\u2011tiswija tal\u2011o\u0121\u0121etti, adottata f\u2019\u0120unju 2024 u applikabbli minn Lulju 2026, g\u0127andha l\u2011g\u0127an li tinkora\u0121\u0121ixxi lill\u2011konsumaturi isewwu u jer\u0121g\u0127u ju\u017caw o\u0121\u0121etti minflok ma jissostitwuhom, b\u2019appo\u0121\u0121 g\u0127all\u2011objettivi ta\u2019 sostenibbilt\u00e0 tal\u2011Unjoni Ewropea skont il\u2011Patt A\u0127dar Ewropew.<br\/>Id\u2011Direttiva tobbliga lill\u2011manifatturi ta\u2019 \u010berti o\u0121\u0121etti joffru servizzi ta\u2019 tiswija, jipprovdu partijiet ta\u2019 sostituzzjoni bi prezzijiet ra\u0121onevoli, u jevitaw pratti\u010bi li jxekklu jew jimblokkaw it\u2011tiswija. Tintrodu\u010bi wkoll mi\u017curi biex tissa\u0127\u0127a\u0127 it\u2011trasparenza fir\u2011rigward tas\u2011servizzi ta\u2019 tiswija, tistabbilixxi pjattaforma Ewropea biex tg\u0127in lill\u2011konsumaturi jsibu fornitur ta\u2019 tiswija, testendi l\u2011garanzija legali wara tiswija, u tinkora\u0121\u0121ixxi lill\u2011Istati Membri jippromwovu t\u2011tiswija permezz ta\u2019 in\u010bentivi jew kampanji ta\u2019 sensibilizzazzjoni.  <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2024\/825\/oj\"><strong>Direttiva (UE) 2024\/825 dwar it\u2011tis\u0127i\u0127 tas\u2011setg\u0127at tal\u2011konsumaturi g\u0127at\u2011tran\u017cizzjoni ekolo\u0121ika<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Din id\u2011Direttiva g\u0127andha l\u2011g\u0127an li tg\u0127in lill\u2011konsumaturi jie\u0127du de\u010bi\u017cjonijiet aktar infurmati u sostenibbli, billi ji\u0121u \u017cgurati informazzjoni aktar \u010bara u affidabbli dwar id\u2011durabilit\u00e0, ir\u2011riparabbilt\u00e0 u d\u2011drittijiet marbuta mal\u2011garanzija legali tal\u2011prodotti.<br\/>Ir\u2011regoli jipprojbixxu pretensjonijiet ambjentali qarrieqa (greenwashing), tikketti ta\u2019 sostenibbilt\u00e0 mhux affidabbli, kif ukoll prattiki kummer\u010bjali in\u0121usti, fosthom il\u2011promozzjoni ta\u2019 obsolexxenza prematura. B\u2019mod \u0121enerali, id\u2011Direttiva ssa\u0127\u0127a\u0127 il\u2011livell ta\u2019 protezzjoni tal\u2011konsumatur u tappo\u0121\u0121ja t\u2011tran\u017cizzjoni ekolo\u0121ika, bl\u2011Istati Membri me\u0127tie\u0121a japplikaw dawn id\u2011dispo\u017cizzjonijiet minn Settembru 2026.  <\/p>\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/eur-lex.europa.eu\/eli\/dir\/2023\/2225\/oj\/eng\"><strong>Direttiva (UE) 2023\/2225 dwar il\u2011kuntratti ta\u2019 kreditu<\/strong><\/a><strong> <\/strong><\/p>\n\n<p class=\"wp-block-paragraph\">Fl\u201120 ta\u2019 Novembru 2026, id\u2011Direttiva l\u2011\u0121dida dwar il\u2011kreditu lill\u2011konsumaturi se tissostitwixxi r\u2011regoli tal\u20112008 u ssa\u0127\u0127a\u0127 il\u2011protezzjoni tal\u2011konsumatur. 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