The proposed provisions amend the Consumer Credit Regulations (Subsidiary Legislation 378.12) in order to transpose article 27 of Directive (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU – the Non-Performing Loans Directive (NPL Directive).